A Steadfast Commitment to Security

Consistently investing to keep you protected

How we keep your money safe

LPL invests in industry-leading cybersecurity and data privacy tools, technologies, and teams, to keep your information and money safe.

• Cyber fraud guarantee: LPL will reimburse you for 100% of realized losses in your impacted LPL accounts, which were incurred directly as a result of unauthorized access to an LPL system.
• FDIC insured cash sweep solutions: The LPL Insured Cash Account (ICA) and LPL Deposit Cash Account (DCA) deposits and are eligible for FDIC insurance up to $250,000 for individuals and $500,000 for joint accounts per bank.
• Multi-bank cash sweep programs: We deposit cash in multiple banks to reduce risk to investors’ cash. This approach provides up to 10 times the FDIC insurance coverage on cash in the ICA and DCA.
• SIPC membership: Our Securities Investor Protection Corporation (SIPC) membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be claims for cash.*
• Excess of SIPC protection: LPL purchases Excess of SIPC protection through Lloyd’s of London with an aggregate limit of $1 billion.**